What the credit review looks at
The goal is to turn a broad concern into a clear factual question. These are the first details to organize:
Accounts or inquiries you do not recognize
Record what is shown, what you believe is wrong and what document may support that position.
IdentityTheft.gov report and recovery plan
Record what is shown, what you believe is wrong and what document may support that position.
Credit-report freezes or fraud alerts to consider
Record what is shown, what you believe is wrong and what document may support that position.
Documents and communication receipts
Record what is shown, what you believe is wrong and what document may support that position.
What this does not promise
Do not submit an identity-theft report for an account that you know is yours.
The next documented step
Use the Position Scan to name the report, the item and the reason for concern. Do not send passwords, Social Security numbers, complete account numbers or government-ID images through the public form.