Federal Trade Commission
VERIFIEDCredit Repair Organizations Act
The federal law addresses misleading claims, written contracts, payment timing and cancellation rights for covered credit-repair services.
Open official source ↗Evidence library
No public fact without a source.
This registry shows the official sources used for public guidance. “Verified” means the source supports the exact statement shown—it does not prove a client outcome.
Consumer Financial Protection Bureau
VERIFIEDCan accurate negative information be removed?
Accurate negative information generally cannot be removed merely because it is unfavorable. Inaccurate, duplicated or identity-theft information may be disputed.
Open official source ↗Consumer Financial Protection Bureau
VERIFIEDDispute an error on your credit report
Consumers can dispute suspected errors with both the credit-reporting company and the company that furnished the information.
Open official source ↗Consumer Financial Protection Bureau
VERIFIEDHow long does a credit-report dispute take?
A credit-reporting company generally has 30 days to investigate a dispute, with some situations allowing up to 45 days.
Open official source ↗Federal Trade Commission
VERIFIEDComplying with the Telemarketing Sales Rule
The rule includes special payment restrictions for covered credit-repair sales and explains why outcome promises require care.
Open official source ↗Authorized federal source
VERIFIEDAnnualCreditReport.com
This is the authorized online source for consumers to request free credit reports from the nationwide credit-reporting companies.
Open official source ↗Federal Trade Commission
VERIFIEDIdentityTheft.gov
The federal recovery resource provides a guided identity-theft report and recovery plan.
Open official source ↗Consumer Financial Protection Bureau
VERIFIEDHow to spot a credit-repair scam
Upfront charges, score guarantees and claims that accurate information can be removed are warning signs.
Open official source ↗U.S. Small Business Administration
VERIFIEDLoans
SBA-backed programs connect eligible small businesses with participating lenders. Eligibility, underwriting, rates, fees and terms are determined by the applicable program and lender.
Open official source ↗U.S. Small Business Administration
VERIFIEDLender Match
The SBA Lender Match process helps businesses describe their needs, connect with interested lenders, compare terms and apply directly with a lender.
Open official source ↗U.S. Small Business Administration
VERIFIEDGrow your business
The SBA identifies loans, credit cards and crowdfunding among the funding paths a business may evaluate when preparing to grow.
Open official source ↗Federal Trade Commission
VERIFIEDWhat to know about advance-fee loans
The FTC warns that guaranteed-credit claims and demands for advance payment before a promised loan are common signs of an advance-fee loan scam.
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