What the credit review looks at
The goal is to turn a broad concern into a clear factual question. These are the first details to organize:
Who is reporting the collection
Record what is shown, what you believe is wrong and what document may support that position.
Whether the account appears to belong to you
Record what is shown, what you believe is wrong and what document may support that position.
Whether key dates, balances or status appear inaccurate
Record what is shown, what you believe is wrong and what document may support that position.
What source documents are available
Record what is shown, what you believe is wrong and what document may support that position.
What this does not promise
An accurate collection cannot be represented as removable simply because it is negative.
The next documented step
Use the Position Scan to name the report, the item and the reason for concern. Do not send passwords, Social Security numbers, complete account numbers or government-ID images through the public form.