Use the federal recovery resource
IdentityTheft.gov can help create an identity-theft report and a personal recovery plan. Preserve the report and the records connected to each unfamiliar account or inquiry.
Do not misuse the process
An identity-theft report is for information caused by identity theft. It should never be used to challenge an account that a consumer knows is theirs.
Important: This article is general education, not legal advice, a credit or lending decision, an offer of financing or a promise of any result. Provider terms and state requirements may differ.