Federal rules set boundaries
The FTC says the Credit Repair Organizations Act requires specific disclosures and written contracts for covered organizations, limits advance payment and provides cancellation rights.
Credit-repair sales covered by the Telemarketing Sales Rule may face additional payment restrictions. State requirements can add more rules.
Confirm the exact arrangement
Before publishing a price or accepting payment, the business should have its service agreement and payment timing reviewed for every state it intends to serve.
Important: This article is general education, not legal advice, a credit or lending decision, an offer of financing or a promise of any result. Provider terms and state requirements may differ.